Business Accounts

Basic Business Checking

  • A monthly service charge of $10
  • No additional fees for the first 300 items (debits, credits and deposited items)
  • A .25 fee per item over 300 items
  • $100 minimum opening deposit

Commercial Checking

  • A monthly service charge of $18
  • FDIC reserve requirement of 10%
  • DDA Debits $0.18 per item
  • DDA Credits $0.35 per item
  • Deposited items $0.12 per item
  • Coin fee $.10 per roll
  • Currency fee $0.30 per strap
  • Cash deposits processed $0.50 per $1,000
  • Deposit correction error $5 per occurrence
  • Return item chargeback $5 per occurrence
  • $100 minimum opening deposit
  • Earnings credit rate based on an average of the 90 day T-Bill
  • Commercial checking accounts are subject to additional Account Analysis Charges for related services

Value Checking

  • A monthly maintenance fee of $12
  • No monthly maintenance fee with minimum daily balance of $1,000
  • Includes 300 items (debits, credits, and deposited items)
  • $0.10 per debit or credit charge after 300 items
  • Deposit correction error $5 per occurrence
  • Return item chargeback $5 per occurrence
  • Online banking
  • Bill Pay (after 25 payments) $5 per month
  • $200 minimum opening deposit