Personal Accounts

Platinum Checking

  • Unlimited check writing
  • No service charge with minimum daily balance of $750
  • $10 service fee if daily balance falls below minimum per statement cycle
  • Online banking
  • Bill pay (after 25 payments) $5 monthly
  • Visa Debit/Check Cards are subject to approval
  • $100 minimum opening deposit

Gold Checking

  • Unlimited check writing
  • No service charge/No required minimum balance
  • Online banking
  • Bill pay (after 25 payments) $5 monthly
  • Visa Debit/Check Cards are subject to approval
  • Direct Deposit Required
  • $100 minimum opening deposit

Regal Checking

  • An account for those 55 and older
  • Unlimited check writing
  • No service charge/No required minimum balance
  • No minimum balance required to earn interest
  • Online banking
  • Bill pay (after 25 payments) $5 monthly
  • Visa Debit/Check Cards are subject to approval
  • No fee for money orders and cashier’s checks
  • Half-priced annual rental of safe deposit box
  • $100 minimum opening deposit

Value Checking

  • No minimum balance required
  • Monthly statement with imaged checks
  • Service charge of $5 with no additional charge for the first (25) credits or debits each month
  • $0.10 per debit or credit charge after 25 items
  • No service charge if account has direct deposit
  • Online banking
  • Bill pay (after 25 payments) $5 monthly
  • Visa Debit/Check Cards are subject to approval
  • $50 minimum opening deposit

Savings

  • No minimum balance required to earn interest
  • Interest paid on quarterly statement cycle
  • No more than 6 transfers and or withdrawals may be made per quarter
  • Transfers/ withdrawals in excess of the above limitations will be charged $2 per transfer or withdrawal
  • No service charge with minimum daily balance of $100, and a service charge of $3 if minimum balance falls below $100 during statement cycle
  • $100 minimum balance required

CD

  • Account opening with minimum balance of $1,000
  • Contact your local financial service representative for current terms and rates
  • Automatic renewal, unless otherwise indicated
  • Penalty upon early withdrawal

IRA

  • Account opening with minimum balance of $1,000
  • Contact your financial service representative for current terms and rates
  • Automatic renewal, unless otherwise indicated
  • Penalty upon early withdrawal
  • Subject to distribution and other IRA requirements by law

Money Market

  • No service charge with a minimum daily balance of $5,000
  • If daily balance falls below $5,000 -$10 monthly service charge
  • No more than 6 transfers and or withdrawals may be made per month
  • Transfers/ withdrawals in excess of the above limitations will be charged $20 per transfer or withdrawal
  • No minimum balance required to earn interest
  • Interest credited monthly
  • $5,000 minimum opening balance

NOW Checking

  • Unlimited check writing
  • No service charge with a minimum daily balance of $1,500
  • If daily balance falls below $1,500 – $10 monthly service charge
  • No minimum balance required to earn interest
  • Online Bill Pay (after 25 payments) $5 per month
  • $100 minimum opening deposit

Loans


Many different types of loans and lending services are available, offering a wide variety of terms to meet your financial objectives.